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Marketplace Payouts

Pay drivers, sellers, and creators
automatically.

Stop running manual payout batches at month-end. Monigo fires transfers the moment a billable event happens — through your Paystack or Flutterwave account.

See Use Cases

The payout problem every African marketplace faces

Your finance team exports data to Excel, calculates commissions, deducts platform fees, and initiates bank transfers — manually, every month. It takes days and introduces errors.

Without Monigo

  • Export ride/order data from your database
  • Open Excel, calculate each driver's commission
  • Manually deduct fuel advances, deductions
  • Create individual bank transfer instructions
  • Finance approves and initiates transfers one by one
  • Drivers call to ask why their payment is wrong
  • Repeat next month

With Monigo

  • Trip completes → Monigo receives event
  • Commission calculated instantly using your rules
  • Platform fee deducted automatically
  • Transfer initiated via Paystack/Flutterwave
  • Driver receives funds same day
  • Full audit trail in the dashboard
  • Your finance team works on other things
Use Cases

Built for every type of African marketplace

Ride-hailing & logistics

Before

End-of-month Excel sheets. Manual bank transfers. Drivers calling finance every week.

After Monigo

When a trip completes, Monigo auto-calculates the driver's cut and initiates the transfer. Zero spreadsheets.

E-commerce & retail marketplaces

Before

Seller payments delayed by 2–4 weeks. High reconciliation burden. Disputes over fees.

After Monigo

Monigo pays sellers the moment an order is fulfilled, after deducting your platform fee automatically.

Creator & content platforms

Before

Monthly payout runs that take 3 days. Creators unsure how much they've earned.

After Monigo

Real-time earnings tracking. Creators see their balance grow. Automatic payouts on your chosen schedule.

Property & rental platforms

Before

Manual landlord remittances. Deducting commissions is error-prone.

After Monigo

Monigo splits each rental payment automatically: platform fee retained, landlord balance transferred.

Payout infrastructure that scales

Event-triggered payouts

Fire a payout the moment a trip ends, an order ships, or a sale completes. No batch runs, no cron jobs.

Automatic commission deduction

Define your split rules once. Monigo deducts your platform fee and pays the partner their net amount automatically.

Idempotent & replayable

Every payout event is idempotency-keyed. Replay events after a failure without double-paying anyone.

Per-partner payout history

Full audit trail of every payout per driver, seller, or creator. Export for tax or dispute resolution.

"Before Monigo, our finance team spent 3 days every month calculating driver commissions in Excel. Now it's automated — payouts happen in real time and our drivers are happier."

Amara Nwosu

Operations Lead, RideShare NG

Payout questions

How do marketplace payouts work with Monigo?

You send Monigo an event whenever a payout-triggering action occurs — a completed ride, a sold item, a fulfilled order. Monigo calculates the payout amount based on your rules (commission rate, split, deductions), then triggers a transfer to the recipient through your Paystack or Flutterwave account.

Can Monigo pay drivers and riders automatically in Nigeria?

Yes. Ride-hailing and logistics platforms use Monigo to automate driver commission payouts. When a trip completes, Monigo fires the payout automatically — no end-of-month batch exports, no manual bank transfers.

What payment providers does Monigo use for payouts?

Monigo uses your existing Paystack, Flutterwave, or Monnify account via our Bring Your Own Keys model. You connect your keys once and all payouts go through your account — you keep full visibility and control.

Can I set payout schedules — daily, weekly, monthly?

Yes. Monigo supports both event-triggered payouts (fire immediately when an event occurs) and scheduled payouts (accumulate earnings and pay out on a daily, weekly, or monthly cycle).

Stop the monthly payout scramble

14-day free trial. Works with your Paystack or Flutterwave account. No credit card required.

See Pricing

Stop building billing. Start shipping features.

Most platforms spend weeks building billing logic that should take hours. Monigo gives you that time back — and keeps giving it back every billing cycle.